Many people love to start the new year off with a personal resolution. Two of the most common resolutions are to lose weight and to quit smoking. While both are excellent ideas that can have profound health advantages, quitting smoking can also help to reduce your health insurance premiums.
According to the National Business Group on Health, many of its companies now offer incentive programs to employees who quit smoking. To find out if you qualify, check with your health insurance broker or health insurance liason at work.
Smoking tobacco products can have many deleterious effects on your body. For instance, it is well known that smokers are at a much higher risk for complications after many types of surgery, in particular elective plastic surgery. Complications such as wound healing problems, airway-related infections and heart-related issues can all be reduced or even eliminated through complete cessation of all tobacco use. So if you are considering any type of surgery this year, consider stopping smoking first. You will likely save some money on your insurance, and may actually save your life in the process.